General Casualty

With a staff of multi-decade experience underwriters, Palomar understands the ever-evolving coverage needs of today’s insureds.  Navigating complex contract requirements, litigation environments and risk management and safety needs of our insureds is our strong suit.  We are appointed wholesale broker distribution only and targeting small to mid-sized commercial and residential contractors and most artisan trade contractors across the country, however avoiding contractors in New York, Florida, Louisiana, and Georgia at this time.

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Availability

  • Admitted (Palomar Specialty Insurance Company paper – A.M. Best rated A XI Carrier) in CA, NV and AZ. 
  • Non-Admitted (Palomar Excess and Surplus Insurance Company paper – A.M. Best rated A XI Carrier) in all other states.

General Casualty Product Information

  • $1M/$2M/$2M limits 
  • Blanket Additional Insured Forms, including Primary Wording and Waiver of Subrogation
  • Uncapped Per Project Aggregate 

Excess Liability Product Information

  • Up to $5M in Limits within the first $10M of the insurance tower
  • Follow Form

Project Specific (Non-Wrap) Product Information

  • $1M/$2M/$2M limits
  • Owner and GC as named insureds available
  • Extended Completed Operations through the statute of limitations

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