About 

A Bold Leader

A moratorium for new residential and commercial flood business is currently in place in certain Northern CA counties.

Palomar is a rapidly growing and innovative insurer focused on providing specialty insurance to residential and commercial customers. Our underwriting and analytical expertise allow us to concentrate on certain markets that we believe are underserved, such as the markets for earthquake, hurricane and flood insurance. We use proprietary data analytics and a modern technology platform to offer our customers flexible products with customized and granular pricing for both the admitted and excess and surplus lines (“E&S”) markets.
Accessing advanced technology

Accessing Advanced Technology

Through our technology investments, we’re also digitizing business processes to gain efficiencies and expand capabilities to allow optimum integration with our partner companies, agencies and carriers. 

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These technology advances also better position us to accelerate our growth and expand product offerings.

Building on a Strong Foundation

Palomar was founded in 2014 by a group of expert insurance veterans who have seen the good, the bad and the ugly in the catastrophe insurance business.

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They founded Palomar to do the good.

Our management team combines decades of insurance industry experience across specialty underwriting, reinsurance, program administration, distribution and analytics.

In 2019, Palomar went public as a visionary step toward continuing its profitable growth. This growth is possible because of the creative, forward-thinking way we structure our business.

Growing Through Diversity and Inclusion

At Palomar, we embrace diversity, equality and inclusion in all facets of the organization. 

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We celebrate our unique perspectives and contributions that make us a stronger company and partner among catastrophic insurance companies.

Through our commitment to diversity, equality and inclusive collaborations, we’re making a positive impact on our team members, our partners and our communities and attract the best and brightest.

Mission

Palomar is built on a culture of agility, innovation and problem solving that delivers peace of mind and protection to individuals and businesses impacted by adversity.

Vision

To build solutions that expand our positive impact on the people, businesses, and communities we serve.

Values

Authenticity

We put people and partners first. We build strong relationships through transparency, trust, and respect for each other.

Agility

We adapt quickly to change. Our entrepreneurial and resilient mindset drives us to remove barriers and find creative solutions to challenges.

Innovation

We are bold and inventive problem solvers. We continually collaborate and evolve to provide our partners and customers with unparalleled expertise and market-leading solutions.

Diversity

We celebrate diverse perspectives. We promote inclusion and equality to create more opportunities and build a better world for our team members, company, partners, and community.

Accountability

We do the right thing with strong conviction, integrity and decisive action to strengthen trust within our company and with our partners and communities.

Commitment to D.I.C.E.

At Palomar, we embrace Diversity, Inclusion, Community Engagement and Equality (D.I.C.E.) in all facets of the organization. We have built an open culture that celebrates the diversity of our workforce and integrates equality and inclusion practices into all we do.

We put our beliefs into action. Palomar has implemented robust environmental, social, governance, diversity and inclusion initiatives that improve our company and our world.

Our Commitment to ESG

Palomar's Commitment

Leadership Team

Headshot of Mac Armstrong at Palomar
Chief Executive Officer, Founder and Chairman of the Board

Mac Armstrong

Headshot of Heath Fisher at Palomar
President and Co-Founder

Heath Fisher

Chief Legal Officer

Angela Grant

Headshot of Bill Bold at Palomar
Chief Strategy Officer

Bill Bold

Elizabeth Seitz serves as EVP Treasury and Financial Operations
EVP Treasury & Financial Operations

Elizabeth Seitz

Headshot of Chris Uchida at Palomar
Chief Financial Officer

Chris Uchida

Headshot of Jon Christianson at Palomar
Chief Underwriting Officer

Jon Christianson

Headshot of Jon Knutzen at Palomar
Chief Risk Officer

Jon Knutzen

Headshot of Michelle Johnson at Palomar
Chief Talent & Diversity Officer

Michelle Johnson

Chief Executive Officer, Founder and Chairman of the Board

Mac Armstrong

Mac Armstrong has served as our Chief Executive Officer and a director since February 2014. Prior to founding Palomar, Mr. Armstrong served as the President of Arrowhead General Insurance Agency, which he joined in 2009, previously holding the positions of Chief Financial Officer and Chief Operating Officer. Mr. Armstrong led the sale of Arrowhead to Brown & Brown, Inc. in 2012. Mr. Armstrong’s prior experience includes Spectrum Equity Investors, a private equity investment firm where he led the insurance investing practice and Alex. Brown & Sons/ BT Alex. Brown Inc., an investment bank acquired by Deutsche Bank. Mr. Armstrong earned an A.B. from Princeton University. Mr. Armstrong is a member of the Board of Advisors of Cloverlay Investment Management LLC, a private equity investment firm.

President and Co-Founder

Heath Fisher

Heath Fisher has served as our President since February 2014. Mr. Fisher served as a Managing Director of Guy Carpenter & Company, LLC, the largest global reinsurance broker in the insurance industry. Prior to Guy Carpenter, Mr. Fisher held various leadership positions at reinsurance brokers John B. Collins Associates, Inc. and E.W. Blanch Company. Mr. Fisher earned an A.B. from Brown University.

Chief Legal Officer

Angela Grant

Angela Grant joined Palomar in 2020 and serves as our Chief Legal Officer. Ms. Grant most recently served as Chief Legal & Innovation Officer at CSE Insurance Group. Previously, Ms. Grant served as the Head of Compliance & Legal at Hippo Insurance. In addition to her legal and compliance background, past leadership roles at Esurance, Kemper, and GEICO burnished her credentials in mergers and acquisitions, corporate governance, and strategy. Ms. Grant received her Juris Doctor from Texas A&M University School of Law and holds a bachelor’s degree in Business Administration from the University of North Texas. She is a member of the State Bar of Texas, State Bar of California (Registered In-House Counsel), American Bar Association, Society of Corporate Compliance and Ethics, Association of Insurance Compliance Professionals (AICP), and the National Association of Women Lawyers (NAWL).

Chief Strategy Officer

Bill Bold

Bill Bold joined Palomar in 2020 and serves as our Chief Strategy Officer. Prior to joining our company, Mr. Bold served as the Senior Vice President for Government Affairs at Qualcomm, where he managed global policy and regulatory affairs as well as public affairs and corporate social responsibility. He is a lecturer at the School of Global Policy and Strategy at the University of California, San Diego, where he teaches graduate courses on public affairs strategy, trade and globalization. Mr. Bold earned a B.A. in the Political Economies of Industrialized Societies from the University of California, Berkeley in 1990.

EVP Treasury & Financial Operations

Elizabeth Seitz

Elizabeth Seitz serves as EVP Treasury and Financial Operations of Palomar. Since its inception in 2014, she has provided GAAP and Statutory accounting and operational guidance. Prior to joining Palomar, she served as VP – Controller of Arrowhead General Insurance Agency, Inc., which she joined in 1999. Ms. Seitz was a Tax Manager at PricewaterhouseCoopers and is a California Certified Public Accountant. She earned a BA in Mathematics from Vanderbilt University and an MS in Accountancy with a specialization in Taxation from San Diego State University.

Chief Financial Officer

Chris Uchida

Chris Uchida joined Palomar in 2015 and serves as our Chief Financial Officer. Prior to joining our company, Mr. Uchida served as the Executive Vice President and Chief Accounting Officer at Arrowhead, which he joined in 2004. Prior to joining Arrowhead, he was a Tax Manager at PricewaterhouseCoopers LLP. Mr. Uchida earned a B.S. and M.S. from San Diego State University and is a California Certified Public Accountant.

Chief Underwriting Officer

Jon Christianson

Jon Christianson has served as our Chief Underwriting Officer since August 2020. Previously, Mr. Christianson served as our Chief Operating Officer upon joining our Company in February 2014. Prior to joining our company, Mr. Christianson previously served as a Vice President of Holborn Corporation and started his career with John B. Collins Associates. Mr. Christianson earned a B.A. in Economics from St. Olaf College.

Chief Risk Officer

Jon Knutzen

Mr. Knutzen has served as our Chief Risk Officer since April 2019. Mr. Knutzen most recently served as a Partner at TigerRisk Partners, and previously held roles at Holborn Corporation, Guy Carpenter and John B. Collins Associates.

Chief Talent & Diversity Officer

Michelle Johnson

Michelle Johnson joined Palomar in 2019 and serves as our Chief Talent & Diversity Officer. Prior to joining Palomar, Mrs. Johnson spent the past 20+ years in HR leadership positions, including senior management positions at Option One Mortgage an H&R Block subsidiary, AMN Healthcare and Panasonic Avionics Corporation. Mrs. Johnson earned a BA from California State University Long Beach.

Palomar