Palomar Protects

We offer customized specialty insurance solutions for homes and businesses in the face of earthquakes,
hurricanes and floods

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Bring your entrepreneurial spirit to Palomar

Making a Difference

We’re committed to Environment, Social and Governance (ESG)

A Fresh Perspective on Specialty Insurance

Our Product Lines

As leaders in providing insurance coverage for earthquakes, hurricanes, floods and other perils, we’re taking a fresh perspective on specialty insurance. We leverage proprietary data analytics, advanced technology and industry expertise to provide comprehensive protection and tailored pricing for individuals and businesses

Commercial Insurance Products

DIC / Earthquake Insurance

Differences in Conditions insurance provides flexible coverage for earthquake and earthquake sprinkler leakage.

Commercial Flood Insurance

Flexible insurance coverage designed to protect your business and property. No waiting period or elevation certificate required.

Inland Marine Insurance

Property insurance for builder’s risk, contractor’s equipment, non-contractor’s equipment, and miscellaneous floaters.

General Casualty Insurance

Insurance coverage protecting against injuries to persons and legal liability imposed upon the insured.

Professional & Management Liability Insurance

D&O, EPL & Fiduciary coverage for Private, NFP, and Public companies. E&O coverage for over 300 eligible classes of business.

Barrel Icon Environmental Liability Insurance

Environmental Liability Insurance

Full suite of products providing coverage for general liability and pollution liability arising from the Insured’s work, operations, facilities, or products.

Barrel Icon Environmental Liability Insurance

Crop Insurance

Palomar is proud to support the American farmer through our partnership with Advanced AgProtection and our participation in U.S. crop insurance.

Residential Insurance Products

Earthquake Insurance

Standalone coverage featuring granular pricing and flexible product features.

Flood Insurance

Flexible insurance coverage designed to protect your home and property.  No waiting period or elevation certificate required.

Hurricane Insurance

Hurricane insurance for residential homeowners in Hawaii.



“We provide comprehensive and innovative insurance solutions to underserved individuals and businesses against increasing loss from earthquakes, hurricanes and floods.”

-Mac Armstrong, Palomar CEO

Agile, Bold and Creative

Specialty Insurance Reimagined

We are a different kind of insurance company focused on providing customized solutions for complex perils and driven by a commitment to problem solving, innovation and sustainability.

Opportunity is Knocking

Spark Your Career

Palomar welcomes the best and brightest to our thriving team.

Guided by an entrepreneurial spirit, Palomar is building a dynamic and diverse team.
Check out our exciting opportunities!

Job Opportunites



7 Essential Resources for Emerging Insurance Leaders

Our Environmental, Social, and Governance (ESG) goals underscore Palomar's commitment to strengthening our organization and the American communities we serve. In 2022, we launched an initiative to...

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