During an insurance moratorium period, new business applications may be submitted but no new business will be quoted. Renewals, if previously submitted and quoted, may be bound during the insurance moratorium period.
While these insurance moratoriums are infrequent, they demonstrate the importance of helping individuals and businesses understand the value of maintaining adequate insurance to always be prepared and protected in the event of earthquakes, hurricanes, fires or floods.
A moratorium for new residential flood business is currently in place in TN & PA.
A moratorium for new commercial flood business is currently in place in TN, KY, WV, & PA.
- New business applications may be submitted but no new business will be quoted during the moratorium period
- The company will lift the moratorium at its discretion
- Renewals, if previously submitted and quoted, may be bound during the moratorium period
Below is a list of geographies that are currently included in a weather moratorium. Therefore, one will not be able to bind or issue policies in these areas via PASS until the moratorium has been lifted.
If you have any questions, please do not hesitate to reach out.
Active Moratorium Flood:
- Statewide Moratorium in TN, & PA.
**In addition, all zip codes currently impacted by wildfires will be under weather moratorium. **
- Agoura Hills
- Balboa Island (Newport Beach)
- Bell Canyon
- Hidden Hills
- Oak Park
- Thousand Oaks
- Westlake Village
- El Dorado
- Los Angeles
- Santa Barbara
Starting the Claim Process First Notice of Loss
Once a claim has been submitted, a claim number will be assigned and our team will begin the process. You will be contacted within 24 hours of your file being reviewed and provided an assignment date.