During an insurance moratorium period, new business applications may be submitted but no new business will be quoted. Renewals, if previously submitted and quoted, may be bound during the insurance moratorium period.
While these insurance moratoriums are infrequent, they demonstrate the importance of helping individuals and businesses understand the value of maintaining adequate insurance to always be prepared and protected in the event of earthquakes, hurricanes, fires or floods.
A moratorium for new residential and commercial earthquake business is currently in place in Humboldt County
As part of Palomar’s catastrophe management program, the company has implemented indefinite moratoriums in certain counties across the U.S. Contact us with questions about Palomar’s indefinite residential flood moratoriums.
Starting the Claim Process First Notice of Loss
Once a claim has been submitted, a claim number will be assigned and our team will begin the process. You will be contacted within 24 hours of your file being reviewed and provided an assignment date.